Giving good loans a good home.
Whatever your next move, ME has the right home loan for you - with support whenever you need it{sub-heading}
Get up to $3,000 cashback.
Whether you're buying a new home or refinancing, you could get up to $3,000 cashback with a ME home loan.
- Get $3,000 cashback when you refinance from another lender, borrow $700,000 or more, and have a loan-to-value ratio (LVR) of 80% or less.6
- Get $2,000 cashback when you buy a new home or refinance an eligible home loan with an LVR above 80% and a minimum loan size of $400,000.37
- Apply between 18/08/2026 and 28/02/2027 and settle within 120 days of the application date.
Take home up to {banking-rates||hm3||rate}% p.a. bonus interest.2
Save for your first home deposit, your next holiday, your dream car and more, sooner. With HomeME, you can earn up to {banking-rates||hm3||rate}% p.a.2 when you meet the monthly criteria.
ME term deposits.
Make the most of your nest egg with ME's term deposits. Offering guaranteed returns, no set-up or account keeping fees.
All about ME.
We were created in 1994 as an alternative to the big four, with the purpose of helping everyday Australians reach the dream of owning their own home. And today, while we offer a full suite of banking products, we've never forgotten our roots.
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Over $2 million donated.
Over the last decade, we've helped raise over $2 million for the National Breast Cancer Foundation.
Our purpose.
We’ve been helping everyday Australians get the most out of their money since 1994 – and that’s not changing.