Ready to buy?
ME’s ready to help.

Chat with ME about a new home loan. 

Get in touch with our team of home loan experts to help you through the process of buying a house. Find out which home loan is the right one for you.

Booking a time is fast and simple.

Our home loan experts will aim to call at your preferred time (otherwise within 24 hours).

Alternatively, you can call us now on 1300 843 064.

We’re available to help from
Mon–Fri 8am–8pm (AEST/AEDT)
Sat 9am–6pm (AEST/AEDT)

The legal stuff.

The legal stuff.

Terms, conditions, fees and charges apply. Applications are subject to credit approval.

*Member Package annual fee of $395 applies.

(1) Interest rate is current at  12-Feb-2025 and is subject to change. The variable interest rate may include a discount or margin that is applied to the product’s variable reference rate. Discounts are offered to new home loan applications only. The discount cannot be used with any other rate promotion. Existing applications, internal refinances, top ups, additional advances or variations of existing home loans are not eligible. We may change or withdraw any discount or margin at any time.

(2) Home Loan comparison rates are based on a loan of $150,000 for a term of 25 years, repaid monthly. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. The comparison rates for interest only fixed loans are based on the interest-only period being equal to the fixed rate term.

(3) Loan to Value Ratio (LVR) is the loan amount divided by the value of your property (determined by ME at assessment), multiplied by 100.​

(4) Each offset account must be linked to a separate variable rate facility (maximum 8 permitted).

(6) ME Cashback terms and conditions.
A $2,000 cashback offer is available for the purchase of an owner occupied or investment residential property with minimum new lending of $400,000 and a loan to value ratio (LVR) of over 80% and a maximum LVR of 95% inclusive of LMI for owner occupiers and maximum LVR of 90% inclusive of LMI for investors. Lenders Mortgage Insurance must be paid. To be eligible for this offer, applications must be received between 30 September 2024 and 28 February 2025 and settle within 120 days of the loan application date. From 1 March 2025, this offer will no longer be available, and any applications received on or after 1 March will not be eligible for cashback.

This offer is available to Owner Occupier and Investors on all ME home loan products but is not available for home loan applications involving both a purchase and refinance. Only one cashback payment per eligible home loan regardless of the number of borrowers and for the first eligible loan only in.

The cashback amount will be paid within 60 days of loan settlement into the ME Everyday Transaction Account (ETA) held by the borrower first listed on the application. If the first listed borrower doesn’t hold an ETA, the cashback will be credited to the home loan it applies to. Terms, conditions, fees, and charges apply. Applications are subject to credit approval.