Overseas fees and charges.

Jetting off overseas? Here’s everything you need to know about the fees and charges for using any ME debit or credit card outside Australia.

[br]

Things to keep in mind:

ATM fees.

Any time you use an ATM overseas, you might get hit with a usage fee. These are charged by the ATM owner and are out of our hands, but you’ll usually get a warning that you’re going to be charged.

Checking balances.

ME doesn’t charge a fee to check your balance at any ATM – but keep in mind there may be a fee charged by the ATM operator.

[br]

Overseas fees and charges

We won’t charge any fees for using your ME Visa debit card linked to your SpendME accounts overseas.

If you’re using a ME Mastercard debit or credit card outside of Australia, fees and charges will apply for the following products:

  • Everyday Transaction Account
  • Frank credit card
  • InterestME Savings Account
  • ME Bank Mastercard

[br]

Making purchases using your Everyday Transaction Account, Frank credit card, InterestME savings account or ME Bank Mastercard.

International transaction fee – 1.5%
Whenever you buy something in a foreign currency, you’ll be charged 1.5% of the purchase price. (If you pay in Australian dollars, this fee won’t apply.)

Mastercard cross-border fee – 0.8%
Any time you buy from a seller whose account isn’t held in Australia, you’ll be charged 0.8% of the purchase price.

[br]

Withdrawing cash using your Everyday Transaction Account, Frank credit card, InterestME savings account or ME Bank Mastercard.

International ATM withdrawals
These are charged at $4 per withdrawal (plus any fee charged by the ATM).

International transaction fee – 1.5%
When you withdraw cash in a foreign currency, you’ll be charged 1.5% of the amount you take out.

Mastercard cross-border fee – 0.8%
Any time you make a withdrawal from an overseas ATM, you’ll be charged 0.8% of the cash withdrawal price.

[br]

Cash advances using your Frank credit card or ME Bank Mastercard.

Cash advance fee
$0 or 0% of the cash withdrawn (whichever is greater)

International transaction fee – 1.5%
When you withdraw cash in a foreign currency, you’ll be charged 1.5% of the amount.

Mastercard cross-border fee – 0.8%
Any time you make a withdrawal from an overseas ATM, you’ll be charged 0.8% of the cash withdrawal price.

What ME app have I got? Find out here.