Changing your daily transfer limit.
To help protect your funds from fraud, there's a limit to how much money you can send from your account each day. Curious? The default limit is $2,000 per day for accounts managed on the ME Bank app, and $5,000 for accounts managed on the ME Go app and ME Go Internet Banking (including SaveME, HomeME and SpendME accounts).
ME Go app.
If you manage your accounts on the ME Go app, you can set your payment limit to more than $20,000 in the app. However, this will only be active for 24 hours before it reverts back to the default limit of $5,000.
Updating your daily transfer limit:
- Log in to the app.
- Tap the icon in the bottom menu.
- Tap on ‘Manage payment limits’ from the menu.
- Tap on ‘Pay someone limit’.
ME Go Internet Banking.
In ME Go Internet Banking, you can set your payment limit to more than $20,000. However, this will only be active for 24 hours before it reverts back to the default limit of $5,000.
You can update your daily transfer limit from Customer Profile or Payments menu on the top right hand section of ME Go Internet Banking.
From 'Customer profile' section:
- Log in to ME Go Internet Banking.
- Select the drop down with your name and add icon in the right hand top corner of the screen.
- Select on ‘Manage payment limits’ from the menu.
- On the ‘Payment Limits’ screen select a daily limit for your ‘Pay Someone’ or ‘BPAY’ limit.
- Select ‘Update’ for the corresponding limit.
From 'Payments' section:
- Log in to ME Go Internet Banking.
- Select ‘Pay & Transfer’ from the left side navigation bar.
- Select ‘Manage payment limits’ from the menu.
- On the ‘Payment Limits’ screen select a daily limit for your ‘Pay Someone’ or ‘BPAY’ limit
- Select ‘Update’ for the corresponding limit.
ME Bank app.
For accounts managed via the classic ME Bank app, you can change your transfer limit via the internet banking portal.
Need to go bigger?
For accounts managed via the classic ME Bank app, you can make a one off transfer using
a Direct Credit Request form.
Before we can make the transfer, we’ll need to call you and confirm the details, so remember to keep your phone on you.
Requests received before 3pm Melbourne time will be processed the same day.
ME Bank Internet Banking.
You can use internet banking to increase your daily transfer limit, up to a max of $20,000 per person. If you have a joint account, upping your limit will let each of you make transfers of up $20,000 a day – up to $40,000 in total.
Here’s how to change or check your transfer limit:
- Log in to internet banking.
- Click ‘Accounts’ and select ‘Change transfer limit’.
- Click the icon to the right of the account you want to change, select ‘Change limit’ and enter your new daily transfer limit.
- If you’ve raised your limit, we’ll confirm the change by sending you an SMS confirmation code to enter.
- Hit ‘Save’ to finalise your new limit.
Need to go bigger?
For accounts managed via internet banking, you can make a one off transfer using
a Direct Credit Request form.
Before we can make the transfer, we’ll need to call you and confirm the details, so remember to keep your phone on you.
Requests received before 3pm Melbourne time will be processed the same day.
What ME app have I got? Find out here.