Internet Banking
For ME Bank customers with all other products.
ME Go Internet Banking
For customers who have a SpendME, SaveME or HomeME account.
Find out how much our great rates and flexible features could save you.
Variable rate
6.13%p.a.1
Comparison rate
6.15%p.a.2
ME Basic Home Loan. New owner occupier, principal and interest, maximum 80% LVR4 loan amount $150,000 or more.
Reasons to track ME down.
You read right. There are no monthly account keeping fees at all.3
Get cash for emergencies from available funds if you're ahead on payments (minimum $500).
Pay early.
Pay your loan off as early as you want.
The Best of The Best Award recognises ME’s no-frills home loan as the best value Basic Home Loan from a bank5 for having one low variable rate, no application fee and zero monthly account-keeping fees.3
One of our home loan specialists will be in touch within 24 hours to answer any of your questions or book an appointment at a time that suits you. Alternatively, you can call us on 1300 843 064. We’re available to help from: Mon-Fri 8am-8pm (AEST/AEDT) Sat 9am-6pm (AEST/AEDT).
Contact ME.
We keep our call centre in Australia, so we can focus on providing a high level of service and support to our customers.
Talk to ME.
We're available to help from Mon-Fri 8am-8pm (AEST/AEDT) Sat 9am-6pm (AEST/AEDT) 1300 540 181
Call ME later.
Set up a time that works for you. Our specialists can call, video chat or even do a home visit. Book in with ME.
Meet ME.
Find a local home loan specialist in your area – then meet in a way that best suits you. Meet our bankers.
We’re collecting your personal information so we can respond to your request, and we’ll retain your details so we can keep in touch. We may call, or send you further information relating to your enquiry, or to promote other products or services that may be of interest.
You can ask us not to contact you either in person or by unsubscribing in the communications we may send. If you’ve previously opted out from marketing contact this request will override earlier instructions.
For details about how we handle your personal information, or how you can access or correct this information or raise any concerns refer to ME Privacy and Credit Reporting Policy.
A $3,000 cash back offer is available on refinances of an existing home loan from another financial institution with a minimum new lending of $700,000 and a loan to value ratio (LVR) of up to 80%. To be eligible for this offer, applications must be received from 15 June 2024 and settle within 120 days of the loan application date. This offer is not available where any of the loan proceeds are for the refinance, restructure, switches, or top ups of home loans from ME or from other lenders within the Bank of Queensland (BOQ) Group which includes BOQ, BOQ Specialist and Virgin Money (Australia). This offer is available to Owner Occupier and Investors on all ME home loan products but is not available to applications for owner-occupied loans with interest only repayments. A home loan application involving both a purchase and refinance is not eligible. Only one cash back will be paid per qualifying home loan application regardless of the number of borrowers. In the case of multiple qualifying applications, only one cash back will be paid per separate security property. The cash back amount will be paid within 60 days of loan settlement into the ME Everyday Transaction Account (ETA) held by the borrower first listed on the application. In the event the first listed borrower doesn’t hold an ETA, the cash back will be credited to the home loan it applies to. Terms, conditions, fees, and charges apply. Applications are subject to credit approval. The offer can be withdrawn or varied at any time.