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Home Loans

Compare our home loans.

Enter your home loan details to review our loans, interest rates and features.

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Must be more than $40,000

Must be less than $10,000,000

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Lenders Mortgage Insurance (LMI) may apply

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Home loan calculators.

Our handy calculators make light work of the number game.

Loan repayments.

Weigh up your home loan options to see how much your repayments could be.

Calculate my loan repayments

Refinancing.

There are a number of reasons why refinancing could be a great idea - the biggest being financial.

Calculate how much I can save

Stamp duty.

Stamp duty differs from state-to-state, find out how much you could be up for with our handy calculator.

Calculate my stamp duty

Borrowing power.

Learn your limits - suss out your borrowing capacity so you can start planning that purchase.
 

Calculate my borrowing power

Contact ME.

We keep our call centre in Australia,so we can focus on providing a high level of service and support to our customers.
 



 

Talk to ME.

We're available to help from Mon-Fri 8am-8pm (AEST/AEDT) Sat 8am-6pm (AEST/AEDT)

1300 540 181


 

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Set up a time that works for you. Our specialists can call, video chat or even do a home visit.

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FAQs.

The legal stuff.

The legal stuff.
*Member Package annual fee of $395 applies.
  1. Interest rates are current as at  21-Nov-2024 and is are subject to change. The variable interest rate may include a discount or margin that is applied to the product’s variable reference rate. Discounts are offered to new home loan applications only. The discount cannot be used with any other rate promotion. Existing applications, internal refinances, top ups, additional advances or variations of existing home loans are not eligible. We may change or withdraw any discount or margin at any time.
  2. Home Loan comparison rates are based on a loan of $150,000 for a term of 25 years, repaid monthly. For variable loans with interest only repayments, the comparison rates are based on an initial 5 year interest only period. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. The comparison rates for fixed loans with interest only repayments are based on the interest- only period being equal to the fixed rate term.
  3. A current fixed rate can be secured for 90 days by paying a $500 rate lock request fee. At settlement you will get the better of the two rates.
  4. The repayments quoted in this calculator are based on the inputs that you have populated and should be used as a guide only. When calculating repayments for a variable interest rate, we have assumed that the rate stays the same for the duration of the loan term, as we cannot predict future rate changes. The repayments quoted for fixed interest rates are only applicable for the duration of the initial fixed rate period. Any applicable fees and charges or other amounts that may be charged to your loan (e.g. Lenders Mortgage Insurance if you are borrowing more than 80% of the value of your property) have not been included in these calculations.
  5. Solicitor, valuation and agent fees may apply.

    Terms, conditions, fees and charges apply. Applications are subject to credit approval.
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ME Bank – a division of Bank of Queensland Limited ABN 32 009 656 740 AFSL and Australian Credit Licence Number 244616. | Registered Address: Level 3, 100 Skyring Terrace, Newstead, Queensland 4006.