Savings Account Interest Rates

Interest rates.

ME Go app products

ME Bank app products

SaveME.

Tiers	Base Rate	Bonus Rate	Highest Rate*
$0 to $500,000	0.05% p.a.	+4.05% p.a.	4.10% p.a.
>$500,000	0.05% p.a.	N/A	0.05% p.a.

Important information:

*Highest Rate indicates the total interest rate that can be earned on your SaveME savings account and is the aggregate of the Base Rate and Bonus Rate.
The SaveME Bonus Interest Rate will apply:
- For each calendar month where you made four or more card transactions in the previous calendar month using the Visa Debit Card linked to a SpendME account in the same name (sole name account) or names (joint name accounts) as your SaveME account. Transactions that are pending do not count as a transaction for the previous calendar month and will be counted in the following calendar month; and
- to the combined balance of your SaveME accounts up to a maximum combined SaveME account balance of $500,000.
Interest will not be earned on the SpendME account.

If you don’t meet all of these bonus interest conditions you will receive variable base rate interest only, however in any month we may without notice waive the requirement for you to meet all of these conditions.

HomeME.

Tiers	Base Rate	Bonus Rate	Highest Rate*
$0 to $100,000	0.55% p.a.	+4.45% p.a.	5.00% p.a.
$100,000 to $1,000000	0.55% p.a.	+2.45% p.a.	3.00% p.a.
>$1,000,000	0.55% p.a.	N/A	0.55% p.a.

Important information:

*Highest Rate indicates the total interest rate that can be earned on your HomeME savings account and is the aggregate of the Base Rate and Bonus Rate.
The Bonus Interest Rate applicable to your HomeME Account will apply:
- For each calendar month where:
  - a minimum of $2,000 was deposited into your SpendME account in the previous calendar month from an External Account. The SpendME account to which money is deposited must be held in the same name (sole name account) or names (joint names account) as your HomeME account;
to the balance of your HomeME account up to $1,000,000.
Interest will not be earned on the SpendME account.

If you don’t meet all of these bonus interest conditions you will receive variable base rate interest only, however in any month we may without notice waive the requirement for you to meet all of these conditions.

Online Savings Account.

Balances up to	Base Rate	Bonus Rate	Highest Rate*
$0 to $250,000	0.05% p.a.	4.05% p.a.	4.10% p.a.
>$250,000	0.05% p.a.	N/A	0.05% p.a.

Important information:

*Highest Rate indicates the total interest rate that can be earned on your Online Savings Account and is the aggregate of the Base Rate and Bonus Rate.
The Online Savings Account will apply if:
- Have both our Online Savings Account and Everyday Transaction Account (you can open both at the same time).
- Make at least four tap & go™ purchases per month – which must be settled, not pending – using your Everyday Transaction Account.
- Bonus interest applies to balances up to $250,000 on each Online Savings Account you open (on accounts opened after 10 Aug 2015).

Savings Account Interest Rates.

Interest rates.

ME Go app products

ME Bank app products

SaveME.

SaveME.

HomeME.

HomeME.

Online Savings Account.

Online Savings Account.

The legal stuff.

The legal stuff.