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Choose from five colourful SpendME Visa debit cards, with five aligned charities, that you can open in just five minutes.
The everyday account
that does good every day.
Choose from five colourful SpendME Visa debit cards, with five aligned charities, that you can open in just five minutes.
Every time you pay with your digital wallet, we donate 1c to the charity aligned to your Visa debit card. You’ll be doing good – without dipping into your own pocket.
Become a Do Gooder today.
Find out more about each of the five important Australian charities we've partnered with, to help you choose who you'd like to support.
Become a Do Gooder today.
Find out more about each of the five important Australian charities we've partnered with, to help you choose who you'd like to support.
National Breast Cancer Foundation.
ME has been a proud sponsor of the National Breast Cancer Foundation (NBCF) for over 10 years through our Pink debit card and has raised over $2M for breast cancer research.
When you choose ME's pink debit card, every time you tap your digital wallet, ME will donate 1c to NBCF.
Small change can turn into big change.
Learn more about the pink card
Australian Wildlife Conservancy.
ME has partnered with Australian Wildlife Conservancy (AWC) to help deliver conservation outcomes that provide hope for Australia's wildlife and the habitats in which they live.
When you choose ME's green debit card, every time you tap your digital wallet, ME will donate 1c to AWC.
Small change can turn into big change.
Learn more about the green card
ME has partnered with Minus18 to help reach over 1.1 million LGBTQIA+ young people, parents, teachers and allies access education and resources to increase LGBTQIA+ knowledge in the community.
When you choose ME's rainbow debit card, every time you tap your digital wallet, ME will donate 1c to Minus18.
Small change can turn into big change.
Learn more about the rainbow card
ME has partnered with Orange Sky to support people experiencing homelessness and hardship in the Central Melbourne area by providing access to a free mobile laundry van. The Orange Sky service also provides a space for people in need to just sit, chat and connect.
When you choose ME's orange debit card, every time you tap your digital wallet, ME will donate 1c to Orange Sky
Small change can turn into big change.
Learn more about the orange card
ME supports Beyond Blue to help all Australians achieve their best possible mental health. ME's support will help keep Beyond Blue's 24/7 Support Service running so that every person in Australia has the opportunity to speak with a trained mental health professional, free of charge.
When you choose ME's blue Visa Debit card, every time you tap with your digital wallet, ME will donate 1c to Beyond Blue.
Small change can turn into big change.
Learn more about the blue card
Open an account to get ME donating.
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We offer a range of everyday spending and saving products, as well as bundles specifically designed for certain goals.
SaveME + SpendME.
A savings account and everyday account bundle, so you can spend, save and earn
4.25% p.a.1 interest when you make 4 settled card transactions a month.
HomeME + SpendME.
A Savings Account bundle geared towards saving for your next big thing. Earn up to
5.25% p.a.2 interest on savings when you meet the simple monthly criteria.
SpendME.
Just want an Everyday Account for spending? Choose ME. Every tap using a digital wallet, ME donates to a charity.
Where can I donate?
With a SpendME account, you can choose from a variety of charities to support. Each colour card has an aligning charity that ME will donate 1c to every single time you tap with your digital wallet. These charities include:
- National Breast Cancer Foundation, Pink
- Minus 18, Rainbow
- Beyond Blue, Blue
- Australian Wildlife Conservatory, Green
- Orange Sky, Orange
How can I donate?
You can show extra support to your favourite charity by donating using your SpendME transaction card. To make things even better, with your coloured card, ME will donate every time you tap using your SpendME digital wallet, ME will donate to the charity that matches your card.
How does the SpendME charity card work?
Once you open a SpendME account, you simply need to choose a charity you would like to support, along with the aligning colour card. Then, whenever you tap using your digital card via your digital wallet, ME will donate 1c to that charity.
What are the charities that the SpendME account supports?
ME Bank currently has 5 different colours and charities that you can support with your SpendME account.
These include:
- Pink, which supports the National Breast Cancer Foundation
- Rainbow, which supports LGBTQIA+ youth with Minus 18
- Blue, which supports mental health awareness with Beyond Blue
- Green, which supports environmental conservation with the Australian Wildlife Conservatory
- Orange, which supports homelessness help with Orange Sky
Get a SpendME charity card
You can apply for a SpendME debit card online in just a few minutes. Simply
apply for a SpendME account online and follow the instructions provided. You will need to provide some personal and financial information, as well as identification documents.
What fees are associated with the charity card?
With a SpendME account, feel good knowing your account has no monthly account-keeping fees, no international fees and no ATM fees at over 10,000 locations, you'll be able to make your money good, your way.
What features does the SpendME account come with?
The SpendME account has been packed with features to make you and your money feel good. It comes with a range of features and benefits, including no monthly account-keeping fees, no ATM fees at over 10,000 locations and access to the ME Go app. Best of all, every time you tap with your charity card, your aligning charity gets a donation from ME.
Can I use my card overseas?
Yes, you can use your SpendME charity card overseas wherever Visa is accepted. Your charity card also comes with 0 international fees, so you can still do good when you're overseas.
Does ME only donate when I use my digital card?
Yes, ME will donate on on your behalf every time you tap using your digital wallet (like Apple Pay, Samsung Pay & Google Pay). You no longer have to worry about forgetting your wallet at home. Dive into the convenience of using your digital wallet for all your everyday transaction needs and know that every time you do, your favourite charity is receiving a donation from ME.
The legal stuff.
The legal stuff.
1. SaveME Account Bonus Interest terms and conditions.
The Bonus Interest Rate applicable to your SaveME Account will apply:
For each calendar month where you made four or more card transactions in the previous calendar month using the Visa debit card linked to a SpendME account in the same name (sole name account) or names (joint name accounts) as your SaveME account. Transactions that are pending do not count as a transaction for the previous calendar month and will be counted in the following calendar month; and to the combined balance of your SaveME accounts up to a maximum combined SaveME account balance of $500,000.
If you don’t meet all of these bonus interest conditions you will receive variable base rate interest only, however in any month we may without notice waive the requirement for you to meet all of these conditions.
2. HomeME Account Bonus Interest terms and conditions.
The Bonus Interest Rate applicable to your HomeME Account will apply:
For each calendar month where: a minimum of $2,000 was deposited into your SpendME account in the previous calendar month from an External Account. The SpendME account to which money is deposited must be held in the same name (sole name account) or names (joint names account) as your HomeME account; and
- to the balance of your HomeME account up to $1,000,000.
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5.25% p.a. is payable on balances up to $100,000.
-
3.00% p.a. is payable on balances between $100,001 to $1,000,000
-
0.55% p.a. is payable on balances >$1,000,000
If you don’t the above bonus interest condition you will receive variable base rate interest only, however in any month we may without notice waive the requirement for you to meet the condition.
Terms, conditions, fees and charges apply. This is general information only and you should consider if these products are right for you.
Interest rates current as at
04-Dec-2024 and subject to change.