Online Savings Account terms and conditions
Everyday Transaction Account terms and conditions
Fees and charges guide
Electronic access terms and conditions
Target market determinations
1. Interest rate is current at
03-May-2024 and subject to change.
2. Online Savings Account (OSA) variable bonus interest terms and conditions.
To receive bonus interest on your OSA for any calendar month you must have a ME Everyday Transaction Account (ETA) and during that month you make at least four tap & go™ purchases with your ETA debit Mastercard® which are settled by us with the relevant merchant.
Your OSA(s) and ETA(s) must be in the same name (sole name accounts) or names (joint name accounts) for you to be eligible for bonus interest.
Bonus interest is only payable on balances up to $250,000 on each OSA you open.
You’re automatically eligible for bonus interest on each of your OSAs unless they were opened before 10/08/15, in which case you’re only eligible for bonus interest upon request from the date of the request.
Purchases made in a calendar month which are settled by us in the next calendar month (for reasons beyond our control) do not count towards the four card purchases needed in the calendar month, but will contribute to the next calendar month’s count. If, on the day you close your OSA, there have been purchase transactions at the time of closure which have not yet been settled by us, these will not be eligible purchases for bonus interest.
If you don’t meet all of these bonus interest conditions you will receive variable base rate interest only, however in any month we may without notice waive the requirement for you to meet all of these conditions. We may change or withdraw the bonus interest offer at any time.
Government guarantee
Deposits are protected by the
Australian Government’s Financial Claims Scheme, up to $250,000 per person per authorised deposit-taking institution.
Terms, conditions, fees and charges apply. This is general information only and you should consider if these products are right for you.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Other.
Terms, conditions, fees and charges apply.
This is general information only and you should consider if these products are appropriate for you.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.