skip to content
ME Hero Banner
With instant payments and smart, personalised spending and savings features,
ME Go gives you a total in-app banking experience.
ME Go banking app.
With instant payments and smart, personalised spending and savings features,
ME Go gives you a total in-app banking experience.
ME Lead N
More features than a rap album.
![]()
Let ME blow your mind. Check out our latest, greatest app features available on the ME Go app (plus all the essential ones too).
ME N Item - 4 Col (c#) Wave bye bye
bill shock.
Bill Tracker gives you a heads up when bills are coming – which helps you budget for them.
Control where your money Go’es.
Set spending limits on categories like food or fashion (with real-time alerts).
Smarten up your savings.
Add savings goals to your accounts and use insights to help you reach them.
Open multiple accounts.
Saving for Rome, renos and rainy days? Open up to nine SaveME savings accounts in the ME Go banking app.
Other good things to Go.
Instant payments – Thanks to Osko and PayID, money can be sent and received before you finish this sen...
Check statements and transactions – You can find your statements and check your balance all in the ME Go banking app.
Live chat – Meet ME in the app from Monday to Friday 8am - 8pm (AEDT) Saturday 9am - 5pm (AEDT).
ME 4 Block
Get Go’ing in 5 mins.
ME Go is a mobile banking app only, so you won’t be able or need to use ME’s internet banking system.
Want to apply online from this device instead?
Get started online
On a desktop?
Grab your phone and scan the QR code (we’re all experts in this now). Download the banking app and apply for an account easily today.
App Store.
Grab your phone search for ME GO in the App Store. Compatible with smartphone devices running iOS 14.0+.
Google Play.
Grab your phone search for ME GO in Google Play. ME Go banking app is Compatible with smartphone devices running Android™ 8.0+.
Bank Accounts that help you
with your Go'als
Whether you want to save for a home, or save for anything else, or would just like more insights into how you spend (and how not to overspend), there’s an account for everyone in the ME Go Banking app.
Feel good about your spending with SpendME.
The transaction account with no account keeping or international transaction fees. Plus every time you tap your digital wallet ME will donate 1c to the charity aligned with your card colour and the donations are on ME!
Find out more about SpendME
Unlock up to
5.55% p.a.2 towards your home deposit with HomeME.
HomeME is the savings account specifically designed to help you save for a home deposit, with a linked transaction account where you can earn up to
5.55% p.a.2 interest on savings by meeting the simple monthly criteria. HomeME is exclusively available on the ME Go app.
Find out more about HomeME
Earn
4.25% p.a.1 on your savings with SaveME.
Exclusive to the ME Go app, SaveME is a savings account that comes with a linked transaction account bundle where you can spend, save and earn
4.25% p.a.1 interest by meeting the monthly criteria. Plus, all the features you need to smash your savings goals.
Find out more about SaveME
ME Lead N
Your money’s safe with ME.
![]()
Not only does our system constantly monitor your card to help prevent fraudulent behaviour, we’ve got loads of other security measures in place to help protect you:
ME N Item - 3 Col (c#) Lock lost cards.
You can temporarily lock your card in the ME Go app if you think you may have misplaced it (or it’s in your pocket... again).
Government guarantee.3
Your money is protected by the government guarantee, with up to $250,000 per person covered by the government’s Financial Claims Scheme.
Savings made safe.
One-time pins and biometric logins mean your hard-earned savings are always protected by a swipe or a smile.
ME Accordian Lead
ME Accordian
How secure is mobile banking?
Mobile banking with the ME Go app is secure. Our app features one time pin authentication and biometric logins like touch ID and Face ID to keep access to your transactions and information in your accounts safe.
ME Accordian
Can I use my mobile banking app abroad?
Yes! You can use the ME Go mobile banking app where a merchant has a digital payment terminal. Even when you're overseas.
ME Accordian
What is the difference between mobile banking and internet banking?
The biggest difference between mobile banking and internet banking is the convenience! With the ME Go banking app, you can perform all your usual everyday banking activities from the palm of your hand. Our intuitive and easy to use mobile banking app means making those everyday transactions and account management so much easier!
ME Accordian
How to add card to digital wallet?
You can add your SpendME debit card to your Apple wallet and your Google and Samsung wallets. Simply open the ME Go app, navigate to the profile screen, select manage cards, select add to digital wallet.
For more information, head to our digital wallets page.
ME Accordian
How do I download the Mobile Banking app?
You can download the ME Go banking app from the
App Store and
Google Play Store.
ME Accordian
What is a mobile banking app?
A mobile banking app, like ME Go, is a digital app that allows you to access your bank accounts and perform transactions using your phone or tablet. All you need to do is simply log in to your account on the app to view account balances, transfer funds, pay bills, and so much more!
ME Accordian
What features are available through the app?
There are a variety of features available on the ME Go banking app which make your everyday banking so much easier!
Depending on the type of account you have, you can:
- Round up payments directly into your savings account
- Track upcoming bills
- Set spending budget and savings goals
- Check your balance
- Transfer money within Australia
- Pay bills via BPAY
- Update your personal details
- Increase your daily limits
- Access statements
- Open and close accounts
Plus you can securely chat to us if you need assistance or have a general question right from the app
ME Accordian
Does ME Go support biometrics (Touch ID or Face ID)?
Yes. The ME Go banking app supports both Touch ID and Face ID. You'll be prompted to enable Touch ID or Face ID when you set up your account and you can still use a access code if you prefer.
ME Accordian
Are there any monthly account keeping fees?
No. We don't charge you monthly fees on any of our ME Go accounts. For details on any other fees that might apply, you can check them out our account fee page
here.
ME Accordian
Does ME Go support joint accounts?
Yes. You can apply for a joint account directly in the app by selecting 'ME and someone else' and we'll send a message to the other account owner and the account will be opened once they have provided their details. It’s important to know that all applicants must complete formal identification before the account can be opened.
ME Accordian
What is that weird code that appears at end of SMS verification messages?
In short, it’s the app’s hash. It creates a link between the app requesting the verification code and the SMS. That allows the code in the SMS to be auto filled into the app. It’s like magic and means there’s one less thing you have to do.
ME Lead 1
The legal stuff.
The legal stuff.
1. SaveME Account Bonus Interest terms and conditions.
The Bonus Interest Rate applicable to your SaveME Account will apply:
- For each calendar month where you made four or more card transactions in the previous calendar month using the Visa debit card linked to a SpendME account in the same name (sole name account) or names (joint name accounts) as your SaveME account. Transactions that are pending do not count as a transaction for the previous calendar month and will be counted in the following calendar month; and
- To the combined balance of your SaveME accounts up to a maximum combined SaveME account balance of $500,000.
If you don’t meet all of these bonus interest conditions you will receive variable base rate interest only, however in any month we may without notice waive the requirement for you to meet all of these conditions.
2. HomeME Account Bonus Interest terms and conditions.
The Bonus Interest Rate applicable to your HomeME Account will apply:
For each calendar month where:
- A minimum of $2,000 was deposited into your SpendME account in the previous calendar month from an External Account. The SpendME account to which money is deposited must be held in the same name (sole name account) or names (joint names account) as your HomeME account;
- The closing balance of your HomeME account on the last day of the previous calendar month was higher than the closing balance of your HomeME account on the last day of the calendar month before that (excluding interest paid by ME or any adjustments processed by ME)
- to the balance of your HomeME account up to $1,000,000.
-
5.55% p.a. is payable on balances up to $100,000.
-
3.00% p.a. is payable on balances between $100,001 to $1,000,000
-
0.55% p.a. is payable on balances >$1,000,000
If you don’t meet all of these bonus interest conditions you will receive variable base rate interest only, however in any month we may without notice waive the requirement for you to meet all of these conditions.
3. Government guarantee.
Deposits are protected by the
Australian Government’s Financial Claims Scheme, up to $250,000 per person per authorised deposit-taking institution.
Terms, conditions, fees and charges apply. This is general information only and you should consider if these products are right for you.
Interest rates current as at
01-May-2024 and subject to change.
Visa is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
BPAY® and Osko® are registered trademarks of BPAY Pty Ltd ABN 69 079 137 518.
Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co.
Android, Google PayTM and Google Play are trademarks of Google Inc.