If you’re hankering after a motorbike or a holiday, or looking to take control of your debts, we can help make that notion a reality right now.


     Low interest rate

We like to keep your spirits high and your fixed-rate personal loans low. That’s how we roll.

     Low fee

There’s a one-off establishment fee – and that’s it. You’re clear to enjoy your cash, free from any kind of account-keeping fees.

     Pay early if you want to

You know what? If you can pay off your loan early, good for you. We won’t punish you for being savvy with your cash. 

     Unsecured loans

No, they’re not in danger of blowing away in high winds – it just means you don’t need a house or cash reserves to take out a loan with us.



11.99% p.a.

Competitive fixed rate


12.36% p.a.

Comparison rate #




Sounds great - sign me up!



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Frequently Asked Questions:

What is the ME Bank Personal Loan?

The ME Bank Personal Loan helps you access extra cash for most non-business purposes. It’s an unsecured loan available over fixed terms, and each repayment goes towards repaying both the interest and the principal.

The ME Bank Personal Loan has a simple pricing structure that supports our belief in easy to understand banking.


How much can I borrow?

The amount of money you can borrow depends on your income and other financial commitments. The minimum amount you can borrow is $5,000 and the maximum is $50,000.


Can I make extra payments or repay my loan early?

Yes. There are no charges or penalties for making additional payments or for repaying your loan early.


How often can I make repayments?

Repayments can be made either monthly or fortnightly, using direct debit from a nominated account. Download the ME Bank Personal Loan Direct Debit Form.

ME Bank customers can also make additional payments to their personal loan using internet banking.


Find more Personal Loan FAQs here. 




Things you should know.

Interest rate is current as at 27-Apr-2015 and subject to change. #Comparison rate calculated on an unsecured loan of $30,000 for a term of 5 years, repaid monthly.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Terms, conditions, fees and charges apply. Applications are subject to credit approval.