|Suitable for||A first home buyer, refinancing an existing loan, investor or renovator|
|Eligible loans||Lower variable interest rate across the SMHL range including the Standard Home Loan, Ultimate Offset Account and SMHL Interest Only Investment Loan|
|Annual fee||Annual package fee of $395 applies|
|Pay off your loan sooner||You could save thousands or possibly years off your loan|
||No application fees or ongoing account-keeping fees and other fee waivers included as part of the Member Package|
|Other benefits||Receive an ME Bank MasterCard with no annual fee|
|We'll come to you||Book a Mobile Banking Manager to come to your home or workplace|
|Lower variable interest rate across the SMHL range including the Standard Home Loan, Ultimate Offset Account and Interest Only Investment Loan|
|Available to eligible super fund and union members for an annual package fee of $395|
|No Solicitor's Fees|
|No Valuation Fees|
No Interest Rate Variation Fee
Receive an ME Bank MasterCard with no annual fee
Annual package fee of $395 applies
|Variable rate||Comparison rate|
|SMHL Standard Home Loan with a Member Package||5.18% p.a.||5.18% p.a.|
|SMHL Ultimate Offset Account with a Member Package
||5.18% p.a.||5.18% p.a.|
|SMHL Interest Only Investment Loan with a Member Package
||5.18% p.a.||5.18% p.a.|
|Annual package fee||$395|
|Solicitor's fee||No fee. Waived under the Member Package|
|Valuation fee||No fee. Waived under the Member Package|
|Interest rate variation fee||No fee. Waived under the Member Package|
|ME Bank MasterCard annual fee||No fee. Waived under the Member Package|
|Other home loan fees and charges||Please refer to SMHL Ultimate Offset Account, SMHL Interest Only Investment Loan and SMHL Standard Home Loan for other fees and charges that may be payable for these home loans|
Member Package annual fee of $395 applies.
Interest rates are current as at 08-Dec-2013 and are subject to change. Fees and charges apply. Terms and conditions available upon request. Applications are subject to credit approval.
Ultimate Offset Account - Fixed rates are only available on split loans and part of the split loan must have a variable rate. The example given assumes that the loan is split 50/50 between variable rate and fixed rate portions. Offset applies only to one variable portion of a split loan.
Comparison rates calculated on a loan of $150,000 for a term of 25 years, repaid monthly. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.