Benefits, features
and options
Standard
Home Loan

Standard Home Loan with a Member Package Interest Only Investment Loan
Interest Only Investment Loan with a Member Package
Ultimate Offset Account
Ultimate Offset Account
with a Member Package
Fixed rate options 1, 3, 5 years 1, 3, 5 years 1, 3, 5 years 1, 3, 5 years 1, 3, 5 years* 1, 3, 5 years*
Prepay option: Variable
Prepay option: Fixed1:
(1. For new customers, prepay up to $30,000 during the fixed rate period.)
Repayment type Principal and interest Principal and interest  Interest only up to 5 years Interest only up to 5 years Principal and interest Principal and interest
Annual package fee  N/A  $395 N/A $395 N/A $395
Upfront fees  Yes.png  No.png Yes.png No.png  Yes.png  No.png
Weekly, fortnigthly or monthly repayments  Yes.png  Yes.png Monthly only during interest only period Monthly
only during
interest
only period
 Yes.png  Yes.png
ME Bank MasterCard@ annual fee waiver  No.png   Yes.png  No.png Yes.png  No.png  Yes.png
100% offset  No.png No.png  No.png No.png   Yes.png  Yes.png
Direct salary crediting  No.png No.png   No.png No.png  Yes.png  Yes.png
Borrow up to 95% of property valuation  Yes.png Yes.png   Yes.png  Yes.png  Yes.png  Yes.png
Available for construction and renovation  Yes.png Yes.png   Yes.png  Yes.png  Yes.png   Yes.png
No fees to redraw  Yes.png Yes.png   Yes.png  Yes.png  Yes.png  Yes.png
No ongoing account-keeping fees  Yes.png Yes.png   Yes.png  Yes.png  Yes.png  Yes.png
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Things you should know.

*Fixed rates are only available on split loans with a variable rate component

Fees and charges apply. Terms and conditions available upon request. Applications are subject to credit approval.