Things you should know.

^ Money magazine's Best of the Best Awards for 2012, 2011, 2010 and 2009, Gold Winner, Cheapest Personal Loan, Bank Category. Fees and charges apply. Terms and conditions are available on request. Applications are subject to credit approval.

The Novated Lease product is financed by Members Equity Bank Pty Limited (ME Bank), fleet managed and distributed through Leasexpress Fleet Management Pty Ltd.