• Standard Home Loan
    TermInterest rate2Comparison rate2
    Variable 5.03% p.a 5.05% p.a.
    Fixed 1 year 3.99% p.a. 4.95% p.a.
    3 years 3.99% p.a. 4.77% p.a.
    5 years 4.49% p.a. 4.82% p.a.
  • Standard Home loan - with Member Package4
    TermInterest rate2Comparison rate2
    Variable 4.83% p.a 5.22% p.a.
    Fixed 1 year 3.99% p.a. 5.14% p.a.
    3 years 3.99% p.a. 5.00% p.a.
    5 years 4.49% p.a. 5.08% p.a.
  • Ultimate Offset Account3
    TermInterest rate2Comparison rate2
    Variable 5.33% p.a 5.35% p.a.
    Fixed 1 year 3.99% p.a. 5.29% p.a.
    3 years 3.99% p.a. 5.17% p.a.
    5 years 4.49% p.a. 5.18% p.a.
  • Ultimate Offset Account3 - with Member Package4
    TermInterest rate2Comparison rate2
    Variable 4.83% p.a 5.23% p.a.
    Fixed 1 year 3.99% p.a. 5.19% p.a.
    3 years 3.99% p.a. 5.12% p.a.
    5 years 4.49% p.a. 5.16% p.a.
  • Interest Only Investment Loan
    TermInterest rate2Comparison rate2
    Variable 5.03% p.a 5.05% p.a.
    Fixed 1 year 3.99% p.a. 4.95% p.a.
    3 years 3.99% p.a. 4.77% p.a.
    5 years 4.49% p.a. 4.82% p.a.
  • Interest Only Investment Loan - with Member Package4
    TermInterest rate2Comparison rate2
    Variable 4.83% p.a 5.22% p.a.
    Fixed 1 year 3.99% p.a. 5.14% p.a.
    3 years 3.99% p.a. 5.00% p.a.
    5 years 4.49% p.a. 5.08% p.a.
  • Standard Home Loan
    TermInterest rate2Comparison rate2
    Variable 5.69% p.a 5.71% p.a.
    Fixed 1 year 4.29% p.a. 5.57% p.a.
    3 years 4.49% p.a. 5.38% p.a.
    5 years 4.79% p.a. 5.33% p.a.
  • Standard Home loan - with Member Package4
    TermInterest rate2Comparison rate2
    Variable 5.49% p.a 5.87% p.a.
    Fixed 1 year 4.29% p.a. 5.75% p.a.
    3 years 4.49% p.a. 5.60% p.a.
    5 years 4.79% p.a. 5.57% p.a.
  • Ultimate Offset Account3
    TermInterest rate2Comparison rate2
    Variable 5.99% p.a 6.01% p.a.
    Fixed 1 year 4.29% p.a. 5.93% p.a.
    3 years 4.49% p.a. 5.81% p.a.
    5 years 4.79% p.a. 5.76% p.a.
  • Ultimate Offset Account3 - with Member Package4
    TermInterest rate2Comparison rate2
    Variable 5.49% p.a 5.88% p.a.
    Fixed 1 year 4.29% p.a. 5.82% p.a.
    3 years 4.49% p.a. 5.74% p.a.
    5 years 4.79% p.a. 5.73% p.a.
  • Interest Only Investment Loan
    TermInterest rate2Comparison rate2
    Variable 5.69% p.a 5.71% p.a.
    Fixed 1 year 4.29% p.a. 5.57% p.a.
    3 years 4.49% p.a. 5.38% p.a.
    5 years 4.79% p.a. 5.33% p.a.
  • Interest Only Investment Loan - with Member Package4
    TermInterest rate2Comparison rate2
    Variable 5.49% p.a 5.87% p.a.
    Fixed 1 year 4.29% p.a. 5.75% p.a.
    3 years 4.49% p.a. 5.60% p.a.
    5 years 4.79% p.a. 5.57% p.a.

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things you should know

Interest rates are current as at 8am 21-Aug-2017 and subject to change.

*Investment loan purpose includes but is not limited to, funds for shares, land, construction or an established dwelling (including refinance of investment loans) for investment purposes. For loans with mixed purpose, investment rates apply where a loan is used predominantly (greater than 50%) for investment purposes.

  1. Investment loan purpose includes but is not limited to, funds for shares, land, construction or an established dwelling (including refinance of investment loans) for investment purposes. For loans with mixed purpose, investment rates apply where a loan is used predominantly (greater than 50%) for investment purposes.
  2. Home Loan comparison rates calculated on a loan of $150,000 for a term of 25 years, repaid monthly. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates.
  3. Ultimate Offset Account - Fixed rates are only available on split loans and part of the split loan must have a variable rate. The comparison rate example given assumes that the loan is split 50/50 between variable rate and fixed rate portions.
  4. Member Package annual fee of $395 applies.

Terms, conditions, fees and charges apply. Applications are subject to credit approval.