Same bells. Same whistles. No greedy rates.

Our Flexible Home Loan with Member Package for owner occupiers includes everything you expect from a bank for a small annual fee of $395. Take a looksie.

Ding dong!

Get a -1.09% discount(2) off the variable reference rate for the life of your loan (as long as you maintain a Member Package).

Reduced fees.

Blow fees away – no solicitor or valuation fees, no fix or split loan fees and no top-up fees.

Offset account.

100% offset on your variable loan component with a ME Everyday Transaction Account(4).

Redraw facility.

Get your cash out when you need it – at no extra charge.
(Minimum $500.)

Get in touch.

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Got home loan questions? We’ve got answers. Call 13 15 63 now.

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About our home loans.

Our home loans come with all the bells and whistles you'd expect from a bank, but without the greedy bank rates. Check out our Flexible Home Loan with Member Package for an annual fee of $395.

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the legal stuff.

  1. Member Package annual fee of $395 applies.

  2. Interest rate is current as at 17-Oct-2017 and is subject to change. The -1.09% p.a. discount is offered off the reference rate for variable Flexible Home Loans with a Member Package where (i) the primary loan purpose at application is owner occupied (ii) repayments are principal & interest and where (iii) the loan amount is less than or equal to 80% of the value of your property ("LVR"). (iv) the loan amount is from $400,000 to $699,000 and (v) the application is for a new home loan. The discount cannot be used with any other rate promotion. Existing applications, internal refinances, top ups additional advances or variations of existing home loans are not eligible. We may change or withdraw this discount at any time. iIf you apply after the discount has been withdrawn the Flexible Home Loan of $150,000 for a term of 25 yearswith Member Package variable rate without discount (the reference rate) will apply.

  3. Comparison Rate based on a Flexible Home Loan with Member Package of $150,000 for a term of 25 years. WARNING : This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

  4. This is general information only and you should consider if this product is right for you. Terms, conditions, fees and charges apply.  

  5. Loan to Value Ratio (LVR) is the loan amount divided by the value of your property (determined by ME at assessment), multiplied by 100.

Terms, conditions, fees and charges apply. Applications are subject to credit approval.